REsimpli – Terms of Service and Use

REsimpli – Terms of Service and Use

Date of last update: February15, 2024

1. Introduction

Welcome, you have reached the Terms of Service and Use (the “Terms”) of the website located at www.REsimpli.com (the “Site”), including its sub-domains and mobile-optimized version.  These Terms shall also include any ancillary terms, policies, guidelines, and our Privacy Policy (the “Policy”), among other documents made available by us from time to time (incorporated herein by reference).  The Site is provided to you by REsimpli LLC (hereinafter referred to as “REsimpli”, and also ‘us’, ‘its’, ‘ours’ and/or ‘we’), and used herein to refer to our affiliates, assignees, successors, and/or brands.

As used herein, the terms ‘you’, ‘your’, and/or ‘yourself’ refer to you, a user/visitor/browser of our Site, whether registered or not through an account.  These Terms constitute a legally binding agreement between you and us.

To prevent any breach of the Terms hereof and to enforce any available remedy, we reserve the right to undertake any technical, legal or administrative measures that we deem necessary, at any time, without prior notice and in our sole discretion.

2. Electronic Communications

Visiting REsimpli.com or sending emails to REsimpli.com constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.

3. Acceptance

If you continue to browse and use this Site, you hereby acknowledge and agree to be bound by and under these Terms which, together with our Policy, shall govern REsimpli’s relationship regarding the Site and any services offered thereby (the “Service(s)”). Your access to the Site is only offered for your individual use, and not for the use or benefit of any third party you may represent.  These Terms include a jury trial and class action waiver.  These Terms also limit the remedies that may be available to you in the event of a dispute with us.

4. Services

REsimpli provides a project management platform for real estate brokers in order to facilitate their transactions. In particular, the process encompassing the listing of real estate for sale to the public, preparation of documentation, advertising, client contact, retention and lead generation, candidate appointments, pre-screening of buyers, financial qualifications, form filling, real estate purchase contract and closing; among other Services and functionalities offered by us from time to time.

5. Notifications and Reminders

Subscribers can opt in to receive SMS/Email notifications regarding tasks and appointments created by them within the Platform. By optionally electing to receive such notifications, you are expressly consenting to receive text messages sent to your mobile number generated through automated technology, Message and data rates may apply. Subscribers can reply STOP to opt out of SMS at any time.

6. Prohibited Activities

You agree not to, and will not undertake, motivate, or facilitate the use or access of the Site by others to:

  • Infringe these Terms or allow, encourage, or facilitate others to;
  • Plagiarize and/or infringe the intellectual property rights or privacy rights of any third party
  • Enable any process to data-mine the Site (e.g. robots or similar data gathering and extraction tools);
  • Disturb the normal flow of Services provided within the Site;
  • Distribute content that infringes rights, promotes harm or illegal acts, or is obscene, threatening, or defamatory;
  • Create a link from the Site to another website or document without our prior written consent;
  • Obscure or edit any copyright, trademark, or other proprietary rights notice or mark appearing on the Site;
  • Create copies or derivate works of the Site or any part thereof;
  • Otherwise, reverse engineer, decompile, or extract the Site’s source code;
  • Remit or otherwise make or cause to deliver unsolicited advertising, email spam or other chain letters;
  • Collect, receive, transfer, or disseminate any personally identifiable information of any person without consent from the title holder; and/or
  • Pretend to be or misrepresent any affiliation with any legal entity or third party.

You also acknowledge and accept that any violation of the aforementioned provisions may result in the immediate termination of your access to the Site and our Services, without refund or any other credit.

7. Account

In order to use some or all of the functionalities and Services provided via the Site, you may need to register for an account. You are solely responsible for the activity that occurs on your account and for keeping your password secure and confidential. We reserve the right, at our sole and final discretion, to deactivate, freeze, suspend or terminate your account upon any factual or alleged breach of these Terms.  You must notify REsimpli immediately of any change in your eligibility to use the Site if you suspect a breach of security or unauthorized use of your account.

Certain services made available via REsimpli.com are delivered by third-party sites and organizations. By using any product, service or functionality originating from the REsimpli.com domain, you hereby acknowledge and consent that REsimpli may share such information and data with any third-party with whom REsimpli has a contractual relationship to provide the requested product, service or functionality on behalf of REsimpli users and customers.

8. Payments

All prices and amounts shown on this Site are in U.S. Dollars (USD), unless otherwise noted. If a User submits a request on the Site to purchase printing or direct marketing products, mailing services, design services, or other services, the User agrees that all charges, taxes, and shipping/handling fees will automatically be charged to the credit card or paid by User with an approved payment method. We require each order to be fully paid, including shipping and handling fees, if applicable, before we complete an order. We will not start working on a job or product until we receive the full payment.

Once a print job has been approved by the customer and production has been initiated on the Site, no changes are allowed to the designs, artwork files, job characteristics, or printing turnaround time. After a job has been approved and production has been initiated, the customer is responsible for paying the entire amount of that job along with applicable taxes and shipping/handling fees, unless otherwise noted.

We use external third-party payment processors such as credit card providers and/or PayPal in order to bill you for any purchases made through the Site. The processing of payments will be subject to the fees, terms, conditions and privacy policies of such payment processors. REsimpli is not responsible for any and all errors committed by such payment processors.  Any currency conversion fees and expenses are responsibility of our third-party payment processors, not us.

9. Refund Policy

ALL PRODUCT SALES ARE FINAL. Since we customize each order according to your exact specifications, no refunds are given once REsimpli starts working on your order, which means REsimpli has received your necessary materials (i.e., digital files and payment) and has begun work on your job (i.e., your order is in production).

If we verify that we have made an error, we will re-run the order. We must be notified within 24 hours from delivery of any defects the products. In order to receive the replacement, customer must return 100% of the defective order at their expense within 5 days of their receipt. We will re-run the order with the original turnaround and send them out via the same paid shipping method. Shipping is non-refundable.

Each order made from REsimpli is a contract between you, as the customer making the order, and REsimpli. The fact that you have made an order on behalf of a third party does not absolve you of liability to REsimpli. As such, any decision by the third party not to accept the particular items printed or to cancel the order with you does not affect your liability to REsimpli.

All refund policies are subject to change without prior notification.

9. Proofs

If requested, an online proof will be available for your review after we have received your files for print. Actual time will vary depending on our current workload. Jobs with proof requests will not be sent to press without your approval unless the proof approval is explicitly waived. It is the Your responsibility to check on Your proof. We are not liable for delays in the order caused by Your non-approval of the proof.

An online proof is by no means an accurate reproduction of your final printed piece but is the final opportunity for you to check the layout, bleeds, crops and final text. Electronic proofs do not show transparency and over print issues. Nor do they show color change from RGB or Pantone to CMYK.

The proof must be treated as independent from the original submitted file and thoroughly reviewed prior to approval. It should be checked against the original file for possible errors in layout, copy, spacing, punctuation or image placement. You are fully responsible for all that is contained in the final approved proof.

We offer hard copy proofs which show reasonable likeness to the final printed pieces. Such proofs are recommended for color-critical art and must be requested by You when the print order is made. Hard copy proofs are printed on a substrate different from the actual paper stock and while its main purpose is to show color, variations may occur depending on the finish selected (AQ, matte, UV) for the final print job. We do not offer hard copy proofs for art that would be printed on uncoated paper.

The request for a hard copy proof may involve an additional fee and would extend the amount of time needed to complete the job. For orders where a hard copy proof has been requested, the approval must be received by Us on or before our published cut-off times. We will make every effort to match colors in production when a hard copy proof is requested. However, it is Your responsibility to determine if they need a hard copy proof with their print order.

11. No Liability for Errors

REsimpli is not liable for errors in a final product caused by any of the following reasons:

  • Spelling, punctuation and grammatical errors
  • Low resolution or low quality graphics and images
  • Damaged fonts
  • Transparency issues
  • Overprint issues
  • Artwork files that are not created following our specifications
  • Variances in color from the conversion of Pantone or RGB colors to CMYK
  • Errors in user-selected options such as size, quantity, paper and finish
  • Duplicate orders submitted by the User
  • Incorrect files uploaded
  • Incorrect file orientation
  • Cracking on folds
  • Cutting variances
  • Incorrect or undeliverable shipping address
  • Damage to products after delivery to User

User is responsible for reviewing their files and correcting any issues prior to placing the order.

12. Artwork Files

Our prepress department checks all submitted artwork files before printing, but you are still 100% responsible for the accuracy of your print-ready artwork files, and we encourage you to proofread all files carefully before submitting to REsimpli. REsimpli is not responsible for any issues as to orientation or alignment of the pages of your submitted artwork. By submitting the artwork to REsimpli, you certify that you have the right to use the image(s) in your artwork files. DO NOT send any “one-of-kind” transparencies, prints or artwork. Although we take every precaution to safeguard your materials, we are NOT responsible for loss or damage of images or artwork.

Under these Terms & Conditions, you agree that you will NOT upload any artwork files consisting of the following material: offensive, indecent or improper material, nudity, any material that could give rise to any civil or criminal liability under applicable law; and any material that could infringe rights of privacy, publicity, copyrights or other intellectual property rights without the permission of the owner of these rights and the persons who are shown in the material if applicable. We will refuse an order based on foregoing reasons or for any other reason which in our opinion may be illegal in nature or an infringement on the rights of any third party. You accept full legal liability for the content of material processed and printed on your behalf and under your instructions. We reserve the right to refuse an order without disclosing a reason.

REsimpli may also provide artwork design tools which offer a limited number of elements, including icons, fonts, color schemes, and design effects. We reserve the right to use and offer all such elements to other parties in the future. Other REsimpli Users may use the same design tools to create images that may have similar or identical combinations of these elements. REsimpli provides no warranty of any kind that artwork created using the design tool will not infringe, or be subject to a claim of infringing, on the trademark, copyright or other rights of another party. It is solely your responsibility to obtain the advice of an attorney regarding whether any image, mark, logo name or design is legally available for your use and does not infringe on another party’s rights.

We may, based on our sole discretion, set limits to the maximum number of days that we shall retain designs or other uploaded files, as well as the maximum storage space that we would allocate to such files. REsimpli is not responsible for the deletion or failure to store any file whether uploaded or designed on our website. We reserve the right to delete any file stored which has been inactive for an extended period of time, or for any other reason, without prior notice.

13. Parental Notice

REsimpli advises users of the availability of parental control mechanisms recommended by 47 U.S.C. Section 230(d) to limit minors’ access to potentially harmful material. We encourage proactive measures for internet safety and require that users under eighteen (18) use the Site only with parental or guardian supervision. REsimpli complies with COPPA by not collecting information from those under thirteen (13) and promptly deleting any inadvertently collected data.

14. No Spam

We reserve the right to screen our content to locate and delete any spam or deceiving coupon, code, offer or link to any product or service.  We will not tolerate, and we will not allow others to undertake through our Services or Site, any massive delivery of unsolicited bulk communications to our users or to any third party.  In compliance with the Controlling the Assault of Non Solicited Pornography And Marketing Act (‘CAN-SPAM Act’), any commercial electronic communication (“CEM”) that you receive from us, our partners, licensors, suppliers and affiliates, will require your prior consent to such communication.  Our CEMs will include measures in order for you to stop receiving them, usually through an unsubscribe link. 

15. Ownership

The trademarks, copyright, service marks, trade names and other intellectual and proprietary notices displayed on the Site (“IP”) are the property of – or otherwise are licensed to – REsimpli and/or its licensors or affiliates, whether acknowledged (or not), and which are protected under intellectual and proprietary rights in the United States of America and other jurisdictions through the world.  Respective title holders may or may not be affiliated with us or our licensors, affiliates, partners and advertisers.

As a user of the Site and Services, you are granted a limited, revocable license to access and use REsimpli’s IP solely in connection with, and to the extent necessary for, using Site and the Services offered. This license does not confer any right to create derivative works of, modify, distribute, sell, or otherwise use the IP outside the scope of use of the Site or the direct Service used. REsimpli reserves the right to terminate this license at any time and for any reason, ensuring the protection and exclusive control over the use of its intellectual properties.

Furthermore, when you upload or otherwise provide any content or IP in the use of our Services, you warrant and represent that such content does not and will not infringe on the intellectual property rights or other proprietary rights of any third party. By submitting such content to REsimpli, you grant us a perpetual, irrevocable, worldwide, royalty-free, and non-exclusive license to use, reproduce, adapt, modify, publish, distribute, publicly perform, and publicly display such content (in whole or in part) for any purpose related to the Site or the Services, without any compensation or obligation to you. This includes the right to sub-license such rights to any affiliates or subcontractors as necessary for the provision of the Services.

16. Digital Millennium Copyright Act (‘DMCA’) Notice

In compliance with the DMCA, you may contact us by email at contact@REsimpli.com in order to send us a notice regarding any copyright infringement matter.  You can review the DMCA text at the U.S. Copyright Office website.  We are ready to remove any allegedly or factually infringing content displayed on the Site, upon due notice and request by the title holder.

You must notify us of your claim with subject: “Takedown Request”.  Once received, REsimpli will study and consider your claim and, if it believes or has reason to believe any content on the Site infringes on another’s copyright, REsimpli may delete it, disable or otherwise stop displaying it.

Your notification claim must be in writing and must contain the following information, at the least: (i) your signature and identification, or the ones the person authorized to act on behalf of you or the title holder; (ii) a clear and concise description of the content of which its copyright has allegedly been infringed; (iii) contact information (e.g. address and email); and (iv) a statement, under penalty of perjury, indicating that you have a good faith belief that the information provided in your claim is true and accurate.

17. Third party links

From time to time, our Site and Services may contain hyperlinks to other websites.  These links are for your personal convenience and to provide you with further information which may be of your interest.

We do not make any endorsements or warranties, whether express or implied, regarding any third party websites (or their products and services).  Any linked websites are ruled by their privacy policies, terms and conditions and legal disclaimers.  Please read those documents, which will rule any interaction thereof.

18. Advertising, Cookies, Opt-out

We may support the Site and our Services through advertising and other commercial opportunities.  These advertisements may be tailored to the content of the Site, and the nature and extent of such advertising by us is subject to change without prior notice.  Please refer to our Policy for information regarding certain advertisement opt-out.

The Site may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize Site pages, a cookie helps the Site to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as your billing address and shipping address. When you return to the Site, the information you previously provided can be retrieved, so you can easily use REsimplifeatures that you customized.You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of our Site.

The Site may allow you to subscribe to our newsletter service, which may be provided by us or through an authorized third party.  Through our newsletter, you may receive information according to your user preferences.  As our user, you will receive a conspicuous communication indicating your subscription thereof, and you will be able to select the amount and type of emails received by you.  If you wish to unsubscribe, you will find ‘unsubscribe’ and similar links on our electronic communications, and also in your account preferences.

19. Amendments, Suspension, Service Continuation

Access to the Site may be terminated or suspended without prior notice or liability of REsimpli.  You represent and warrant to us that you have all right, title, and interest to any and all content you may post, upload or otherwise disseminate through the Site.

REsimpli hereby reserves the right to update, modify, change, amend, terminate or discontinue the Site, the Terms and/or the Policy, at any time and at its sole and final discretion.  REsimpli may change the Site’s functionalities and (any) applicable fees at any time.  Any changes to these Terms will be displayed in the Site, and we may notify you through the Site or by email.  Please, refer to the date shown at the bottom of these Termsfor the date where effective changes were last undertook by us.  Your use of our Services after the effective date of any update– either by an account registration or simple use – thereby indicates your acceptance thereof.

20. No endorsement

Any testimonial or review about our company, our products or our Services is made by the respective author and does not does not reflect REsimpli’ opinions, nor do REsimpli, its affiliates, subsidiaries, officers, employees and agents guarantee its actual veracity or make any endorsement thereof.  The images, texts, posts, information, photographs and other content and media displayed on or through the Site are not necessarily available and any results therefrom – which we cannot ultimately control – are out of our ultimate and complete scope. Some or all of the images shown in the Site are licensed and/or purchased stock photos, and are only shown for illustration purposes.

21. Use Restrictions

You may only use this Site to make legitimate requests to purchase the products or services offered (each, a “Request”), and shall not use this Site to make any speculative, false or fraudulent Requests. You may not use robots or other automated means to access this Site, unless specifically permitted by REsimpli. You represent that you are of sufficient legal age to create binding legal obligations for any liability you may incur as a result of your use of this Site.

It is a violation of law to place a Request in a false name or with an invalid credit card. Please be aware that even if you do not give us your real name, your Web browser transmits a unique Internet address to us that can be used by law enforcement officials to identify you. Fraudulent users may be prosecuted to the fullest extent of the law.

Permission is granted to electronically copy and print in hard-copy portions of this Site for the sole purpose of using this Site as a shopping resource. Any other use of materials or Content on this Site, including reproduction for a purpose other than that noted above without REsimpli’s prior written consent is prohibited.

In addition to the foregoing and in consideration of being allowed to use the Site, you agree that the following actions shall constitute a material breach of the Terms & Conditions:

  • Collecting information about the Site or users of the Site without our written consent;
  • Modifying, framing, rendering (or re-rendering), mirroring, truncating, injecting, filtering or changing any content or information contained in the Site, without our written consent.
  • Using any deep-link, page-scrape, robot, crawl, index, spider, click spam, macro programs, Internet agent, or other automatic device, program, algorithm or methodology which does the same things, to use, access, copy, acquire information, generate impressions or clicks, input information, store information, search, generate searches, or monitor the Site or any portion thereof;
  • Accessing or using the Site for competitive purposes;
  • Disguising the origin of information transmitted to, from, or through the Site.
  • Impersonating another person;
  • Distributing viruses or other harmful computer code;
  • Allowing any other person or entity to impersonate you to access or use the Site;
  • Using the Site for any purpose in violation of local, state, national, international laws
  • Using the Site in a way that is intended to harm, or a reasonable person would understand would likely result in harm, to the user or others
  • Circumventing any measures implemented by us aimed at preventing violations of the Terms & Conditions.

We expressly reserve the right, in our sole discretion, to terminate a user’s access to any or all areas of the Site due to any act that would constitute a violation of these Terms & Conditions.

22. DISCLAIMER OF DAMAGES

TO THE FULLEST EXTENT ALLOWABLE UNDER APPLICABLE LAW, RESIMPLI HEREBY EXPRESSLY DISCLAIMS ANY AND ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND WITH RESPECT TO THE SITE AND SERVICES, INCLUDING ANY AND ALL LIABILITY ARISING OUT OF OR RELATED TO ANY PURPORTED FACTS OR INFORMATION AND DESCRIPTION OF ANY INFORMATION, PRODUCTS AND/OR SERVICES DISPLAYED ON OUR SITE OR PROVIDED TO YOU, INCLUDING ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED; INCLUDING, WITHOUT LIMITATION, MAILING LISTS, WARRANTIES OF TITLE, MERCHANTABILITY, ACCURACY, COMPLETENESS, RELIABILITY, SUITABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

YOUR USE OF OUR SITE AND SERVICES IS AT YOUR OWN RISK, AND THEREFORE YOU HEREBY ACKNOWLEDGE AND AGREE THAT WE SUPPLY OUR SITE AND SERVICES “AS IS”, “WITH ALL FAULTS”, AND “AS AVAILABLE”, INCLUDING ALL CONTENT, QUICK START GUIDES, SHEETS, CHECKLISTS, STEP-BY-STEP GUIDES, REFERENCE GUIDES, SAMPLE FILING FORMS, SOFTWARE, MATERIALS, SERVICES, FUNCTIONS, AND/OR INFORMATION MADE AVAILABLE THEREBY. IT SHALL BE YOUR OWN RESPONSIBILITY TO ENSURE THAT ANY PRODUCTS, SERVICES OR INFORMATION AVAILABLE THROUGH THIS SITE MEET YOUR SPECIFIC REQUIREMENTS.

RESIMPLI MAY, FROM TIME TO TIME, RELY ON THE MOST RECENT PUBLISHED UNITED STATES POSTAL SERVICE CONSUMER ADDRESS LISTS. YOUR RELIANCE ON THE MAILING LISTS WE MAY PROVIDE YOU IS AT YOUR OWN RISK.

23. Limitation of Liability

IN NO EVENT SHALL RESIMPLI BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

DAMAGES FOR BUSINESS INTERRUPTION, LOSS OF PROFITS, LOSS OF DATA, COMPUTER OR SOFTWARE FAILURE OR INACCESSIBILITY OR ANY OTHER TYPE OF PERSONAL DAMAGES OR LOSSES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE; HOWEVER CAUSED OR HOWEVER AWARDED, REGARDLESS OF THE THEORY OF LIABILITY APPLIED (INCLUDING CONTRACT, WARRANTY OR TORT), WHETHER ACTIVE, PASSIVE OR IMPUTED, INCLUDING NEGLIGENCE, STRICT LIABILITY, PRODUCT LIABILITY OR OTHER LEGAL THEORY, REGARDLESS OF THE PRODUCT OR SERVICE OFFERED BY ACTION OR INACTION BY MERCHANT; AND EVEN IF YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN RECOGNITION OF THE RELATIVE RISKS AND BENEFITS OF THE SERVICES PROVIDED VIA THE SITE, TO BOTH RESIMPLI AND THE CUSTOMER, THE RISKS HAVE BEEN ALLOCATED SUCH THAT YOU, OUR CUSTOMER, HEREBY ACKNOWLEDGES AND AGREES, TO THE FULLEST EXTENT PERMITTED BY LAW, TO LIMIT THE MAXIMUM CUMULATIVE LIABILITY OF RESIMPLI TO YOU FOR ANY AND ALL CLAIMS, LOSSES, COSTS, DAMAGES OF ANY NATURE, ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE AND ANY SERVICES THEREON OR WHATSOEVER CLAIMS EXPENSES FROM ANY CAUSE OR CAUSES (INCLUDING REASONABLE ATTORNEYS’ FEES AND COSTS AND EXPERT WITNESS FEES AND COSTS), TO THE AMOUNT PAID, IF ANY, BY YOU TO US IN CONNECTION WITH THE SITE AND ANY SERVICES DURING THE TWELVE (12) MONTHS PRIOR TO THE ACTION GIVING RISE TO SUCH LIABILITY.

NOTWITHSTANDING THE FOREGOING, THIS LIMITATION SHALL NOT APPLY IN CASE OF RESIMPLI’S GROSS NEGLIGENCE, FRAUD, OR WILLFUL MISCONDUCT

CERTAIN JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF IMPLIED WARRANTIES OR DAMAGES.  HENCEFORTH, IF YOU FALL UNDER RULE OF SUCH JURISDICTIONS, PART OR ALL OF THE DISCLAIMERS OR LIABILITY LIMITATIONS MENTIONED HEREIN MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS NOT LIMITED BY LAW.

24. Indemnification

You agree to indemnify, defend and hold REsimpli and its independent contractors, affiliates, subsidiaries, officers, employees and agents, and their respective employees, agents and representatives, harmless from and against any and all actual or threatened proceedings (at law or in equity), suits, actions, damages, claims, deficiencies, payments, settlements, fines, judgments, costs, liabilities, losses and expenses (including, but not limited to, reasonable expert and attorney fees and disbursements) arising out of, caused or resulting from: (i) your conduct and any user content; (ii) your violation of these Terms or the Policy; or (iii) your violation of the rights of any third-party.

25. Generals

Assignment. You may not assign or transfer these Terms by operation of law or otherwise without our prior written consent.  Notwithstanding the foregoing, we may assign any rights or obligations hereunder.  Any rights not expressly granted herein are thereby reserved.  These terms will inure to the benefit of any successors of the parties.  We reserve the right, at any time, to transfer some or all of REsimpli’ assets in connection with a merger, acquisition, reorganization or sale of assets or in the event of bankruptcy.

Force Majeure. REsimpli is no liable for any failure of performance on its obligations as set forth herein, where such failure arises from any cause beyond REsimpli’s reasonable control, including but not limiting to, electronic, power, mechanic or Internet failure.

Headings The titles of paragraphs in these Terms are shown only for ease of reference and will not affect any interpretation therefrom.

No Waiver. Failure by REsimpli to enforce any rights hereunder shall not be construed as a waiver of any rights with respect to the subject matter hereof.

No Relationship. You and REsimpli are independent contractors, and no agency, partnership, joint venture, employee-employer, or franchiser-franchisee relationship is intended or created by these Terms.

Notices. Any notices or communications among the parties to these Terms shall be done in writing and shall be delivered to any address the parties may provide.  For communications by e-mail, the date of receipt will be the one in which confirmation receipt notice is obtained.

Severability. If any provision of these Terms is held unenforceable, then such provision will be modified to reflect the parties’ intention. All remaining provisions of these Terms will remain in full force and effect. The failure of either party to exercise in any respect any right provided for herein will not be deemed a waiver of any further rights hereunder.

WAIVER OF CLASS ACTIONS, NON-INDIVIDUALIZED RELIEF. YOU ACKNOWLEDGE AND ACCEPT THAT ANY CLAIMS AGAINST RESIMPLI WILL BE BROUGHT ON AN INDIVIDUAL BASIS ONLY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. YOU AGREE NOT TO JOIN OR CONSOLIDATE CLAIMS WITH THOSE OF ANOTHER PERSON, MANAGE, OR PARTICIPATE IN ANY FORM OF CLASS, REPRESENTATIVE, OR CONSOLIDATED PROCEEDING AGAINST RESIMPLI. THIS CLASS ACTION WAIVER IS INTENDED TO BE AS BROAD AS LEGALLY PERMITTED AND SHALL BE ENFORCED TO THE FULLEST EXTENT OF THE LAW. EXCEPT AS EXPRESSLY AGREED BY YOU AND RESIMPLI OR AS PROVIDED BY LAW, NO COURT OR ARBITRATOR SHALL HAVE THE AUTHORITY TO CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS OR TO PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING.

Applicable Law. Your use of this Site and any cause of action, claim and/or dispute that might arise between the parties hereon, shall be subject to the laws of the State of California, United States of America, without regard to its conflict of law principles. Forum. You agree that any dispute arising from or relating to these Terms will be heard solely by a court or tribunal of competent jurisdiction in or nearest to Orange County,

State of California, United States of America.  If you bring a dispute in a manner other than in accordance with this section, you agree that we may move to have it dismissed, and that you will be responsible for our reasonable attorney’s fees, court costs, and disbursements in doing so.  You agree that the unsuccessful party in any dispute arising from or relating to these Terms will be responsible for the reimbursement of the successful party’s reasonable attorney’s fees, court costs, and disbursements.

WAIVER OF JURY TRIAL. THE PARTIES HEREIN WAIVE THEIR CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY, INSTEAD ELECTING THAT ALL CLAIMS AND DISPUTES BE RESOLVED BY A COMPETENT JUDGE.

Language. REsimpli may provide a translation of the English version of these Terms into other languages; and any translation thereof is only for convenience and the English version shall prevail.

Notice for California Residents As indicated in the California Civil Code, Section 1789.3, our California users have the right to be made aware of this information: the Site is provided by REsimpli.  For any inquires or complaints regarding the Service or Site, please contact our customer service team at the address indicated at the end of these Terms.  California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by post at 1625 North Market Blvd., Sacramento, CA 95834 or by telephone at (916) 445-1254 or (800) 952-5210 or Hearing Impaired at TDD (800) 326-2297 or TDD (916) 322-1700.

Termination. REsimpli reserves the right to terminate your account and access to the Site and its services at any time. Termination by REsimpli may include removal of access to the Service, deletion of your password, deletion of all related information and files, may include the deletion of content associated with your account (or any part thereof), and other steps intended to bar your further use of the Site and its services. If you become dissatisfied with the Site, your sole and exclusive remedy is to immediately discontinue use of the Site.

User Comments, Feedback and Other Submissions.  All comments, feedback, suggestions and ideas disclosed, submitted or offered to a Covered Party in connection with your use of this Site (collectively, “Comments”), shall become and remain the exclusive property of REsimpli. The Comments may be used by a Covered Party in any medium and for any purpose worldwide, without obtaining your specific consent and you relinquish all rights to such Comments. No Covered Party is under any obligation to maintain your Comments (and the use of your first name and first initial of your last name with any comments) in confidence, to pay to you any compensation for any Comments submitted or to respond to any of your Comments. You agree you will be solely responsible for the content of any Comments you make.

Affiliates

REsimpli offers an affiliate program designed to reward users for recommending our services to their personal and professional networks. This program is intended for individuals or entities that are external to the affiliate themselves, allowing them to earn rewards or commissions based on qualifying actions or referrals as defined by REsimpli.

Participation in the affiliate program is subject to approval by REsimpli and is open to individuals or entities capable of forming legally binding contracts under applicable law. Affiliates are prohibited from creating accounts or making referrals on behalf of themselves, directly or indirectly. Any attempt to use the program for self-referral will lead to immediate termination of the affiliate agreement and forfeiture of any accrued rewards or commissions.

REsimpli reserves the right to terminate an affiliate agreement at any time, with or without cause, and with immediate effect. Upon termination, the affiliate will be notified, and the affiliate will only be entitled to rewards or commissions that are non-disputed and were incurred prior to the termination of the agreement. Any pending or accrued rewards or commissions may be voided at the discretion of REsimpli.

Affiliates must conduct their promotional activities in a manner that is ethical and compliant with all applicable laws and regulations, including, but not limited to, advertising, marketing, and privacy laws. Affiliates are responsible for ensuring that their promotional methods do not infringe on the rights of others or portray REsimpli in a negative light.

REsimpli reserves the right to modify, suspend, or discontinue the affiliate program at any time, with or without notice to affiliates. Changes may include modifications to the reward structure, eligibility criteria, and terms of participation. Continued participation in the program following any changes indicates acceptance of the new terms.

Affiliates are subject to all other obligations and terms outlined in these Terms.

End User License

REsimpli utilizes Finicity Corporation’s (“Finicity”) application programming interface (the “API”) so that our customers can enjoy convenient access to their financial account data right from our platform and Services. By using our Site and Services, and agreeing to these Terms, you represent and warrant that you also agree to the following terms (the “End User License”):

  1. LICENSEE ACCESS INFORMATION AND ACCOUNT DATA.

You are solely responsible for (a) maintaining the confidentiality and security of your access number(s), password(s), security question(s) and answer(s), account number(s), login information, and any other security or access information, used by you, or anyone you authorize on your behalf, to access the Services and your provider accounts (collectively, “Licensee Access Information”), and (b) preventing unauthorized access to or use of the information, files or data that you store or use in or with the Services (collectively, “Account Data”). You will be responsible for all electronic communications, including account registration and other account holder information, email and financial, accounting and other data (“Communications”) entered using the Licensee Access Information. It is assumed that any Communications received through use of the Licensee Access Information were sent or authorized by you. You agree to immediately notify us if you become aware of any loss, theft or unauthorized use of any Licensee Access Information. We reserve the right to deny you access to the Services (or any part thereof) if we reasonably believe that any loss, theft or unauthorized use of Licensee Access Information has occurred. You must inform us of, and hereby grant to us and our third party vendors permission to use, Licensee Access Information to the extent we deem necessary to enable us to provide the Services to you, including updating and maintaining Account Data, addressing errors or service interruptions, and to enhance the types of data and services we may provide to you in the future.

Notwithstanding any provision of our Privacy Policy to the contrary, compiled, anonymized data concerning your financial transactions, or other available data that is collected through your use of the Services, may be used by our third party vendors to conduct certain analytical research, performance tracking and benchmarking. Our third party vendors may publish summary or aggregate results relating to metrics comprised of research data, from time to time, and distribute, sell or license such compiled, anonymized data for any purpose, including but not limited to, helping to improve products and services and assisting in troubleshooting and technical support or any other purpose permitted by applicable law. To the extent such information is shared or disclosed, it will not contain any of your personally identifiable information.

  1. PROVIDER SERVICES.

2.1 General. In connection with your use of the Services and as part of the functionality of the Services, you may have access to certain online services or information that may be made available by your provider(s) (“Provider Services”), including online banking, online payment, online investment account download, online bill pay, online trading, and other account information available from your provider(s). The Services are designed to allow you to access Provider Services (if and to the extent provided by your provider(s)) to set up banking and other information, schedule the Services to access your account(s), download transactions into the Services and otherwise aggregate information from your account(s) with your provider(s). You acknowledge and agree that we have no control over the provision of Provider Services or provision of access to the Provider Services by your provider(s), do not guarantee that you will be able to use the the law allows or requires us to preserve certain information, including in the context of an ongoing or anticipated legal proceeding. Services with the Provider Services, and will have no liability whatsoever for any actions or inactions on the part of the provider(s) resulting in your inability to use the Services to access your accounts, obtain data, download transactions, or otherwise use or access the Provider Services.

2.2 Collection of Provider Account Information. You acknowledge that in accessing your data and information through the Services, your provider account access number(s), password(s), security question(s) and answer(s), account number(s), login information, and any other security or access information, and the actual data in your account(s) with such provider(s) such as bank and other account balances, credit card charges, debits and deposits (collectively, “Provider Account Data”), may be collected and stored in the Services. You authorize us and our third party vendors, in conjunction with the operation and hosting of the Services, to use certain Provider Account Data to (a) collect your Provider Account Data, (b) reformat and manipulate such Provider Account Data, (c) create and provide hypertext links to your provider(s), (d) access the providers’ websites using your Provider Account Data, (e) update and maintain your account information, (f) address errors or service interruptions, (g) enhance the type of data and services we can provide to you in the future, and (h) take such other actions as are reasonably necessary to perform the actions described in (a) through (g) above. You hereby represent that you are the legal owner of your Provider Account Data and that you have the authority to appoint, and hereby expressly do appoint, us or our third party vendors as your agent with a limited power of attorney, and appoint us or our third party vendors as your attorney-in-fact and agent, to access third party sites and/or retrieve and use your Provider Account Data through whatever lawful means with the full power and authority to do and perform each thing necessary in connection with such activities, as you could do in person, including, without limitation, accepting any new and/or updated terms and conditions from your provider on your behalf, in providing Services to you. You also expressly authorize Provider to share and disclose your Provider Account Data to us on your behalf to facilitate your use of your Provider Account Data for products and services agreed to by you. You further acknowledge that we do not, nor does our third party vendor review your Provider Account Data and agree that we are not responsible for its completeness or accuracy. Any transactions or informational activities performed at any provider’s website are not made through the Services and we assume no responsibility for such transactions or activities. You are solely responsible for any charges associated with your provider(s). The permissions, uses and access rights granted to our third party vendors hereunder shall continue until such parties are notified by us or you that the Services have been terminated.

2.3Data Retention. We retain your Provider Account Data for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period for Provider Account Data, we consider the amount, nature, and sensitivity of the Provider Account Data, the potential risk of harm from unauthorized use or disclosure of your Provider Account Data, the purposes for which we processyour Provider Account Data, and whether those purposes can be achieved through other means, as well as applicable legal requirements. After this period, your Provider Account Datawill be securely deleted or anonymized so that it can no longer be associated with you, unless the law allows or requires us to preserve certain information, including in the context of an ongoing or anticipated legal proceeding.

2.4 Right to Deletion. Subject to certain exceptions (some of which are set out below), on receipt of a verifiable request from you, we will delete your Provider Account Datafrom our records, direct any service providers to delete your Provider Account Datafrom their records.Please note that we may not be able to comply with requests to delete your Provider Account Dataif it is necessary to: (i) Complete the transaction for which the Provider Account Datawas collected, provide a service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us; (ii) Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for that activity; (iii) Debug to identify and repair errors that impair existing intended functionality; or (iv) Comply with an existing legal obligation.

2.5 Right to Non-Discrimination.Under the California Consumer Privacy Act (CCPA), you have a right to not receive discriminatory treatment by us from exercising any of your CCPA rights. These include your i) right to know about personal information Company collects from you and how it is shared; ii) the right to delete personal information collected; iii) the right to opt-out of the sale or sharing of your personal information; iv) the right to correct inaccurate personal information; and v) the right to limit the use and disclosure of sensitive personal information.

2.6 Information from Providers’ Websites. You acknowledge and agree that (a) some providers may not allow the Services to access the Provider Services, (b) providers may make changes to their websites, with or without notice to us, that may prevent or delay aggregation of information from such websites, and (c) the Services may “refresh” the Provider Account Data by collecting the Provider Account Data nightly, so your most recent transactions may not be reflected in any account balances or other account information presented to you in the Services. If you see a discrepancy in the Provider Account Data, and in any case before making any transactions or decisions based on such account information presented in the Services, you should check the last refresh date for the account and confirm Provider Account Data is correct by following the link back to the applicable provider or otherwise confirm that Provider Account Data is up to date and accurate.

  1. SOFTWARE USE, STORAGE AND ACCESS.

We shall have the right, in our sole discretion and with reasonable notice, to establish or change limits concerning use of the Services, temporarily or permanently, including but not limited to (a) the amount of storage space you have on the Services at any time, and (b) the number of times (and the maximum duration for which) you may access the Services in a given period of time. We reserve the right to make any such changes effective immediately to maintain the security of the system or Licensee Access Information or to comply with any laws or regulations, and to provide you with electronic or written notice within thirty (30) days after such change. You may reject changes by discontinuing use of the Services to which such changes relate. Your continued use of the Services will constitute your acceptance of and agreement with such changes. Maintenance upon the Services may be performed from time-to-time resulting in interrupted service, delays or errors in the Services. Attempts to provide prior notice of

scheduled maintenance will be made, but provider cannot guarantee that such notice will be provided.

  1. EXPORT RESTRICTIONS.

You acknowledge that the Services and any software underlying such Services are subject to the U.S. Export Administration Regulations (15 CFR, Chapter VII) and that you will comply with these regulations. You will not export or re-export the software or Services, directly or indirectly, to: (a) any countries that are subject to U.S. export restrictions; (b) any end user who has been prohibited from participating in U.S. export transactions by any federal agency of the U.S. government; or (c) any end user who you know or have reason to know will utilize them in the design, development or production of nuclear, chemical or biological weapons. You further acknowledge that this product may include technical data subject to export and re-export restrictions imposed by U.S. law.

  1. DISCLAIMER

YOU ACKNOWLEDGE AND AGREE THAT THE SERVICES AND ANY THIRD PARTY SERVICES ARE PROVIDED AS IS” _AND AS AVAILABLE.” _THE THIRD PARTY VENDOR AND ITS LICENSORS MAKE NO WARRANTY, EXPRESS, IMPLIED, OR STATUTORY, AND DISCLAIM ANY AND ALL WARRANTIES WITH RESPECT TO THE SERVICES OR ANY THIRD PARTY SERVICES; IN WHOLE OR IN PART, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, TITLE, OR NON-INFRINGEMENT. YOU UNDERSTAND AND EXPRESSLY AGREE THAT ANY USE OF THE SERVICES OR THIRD PARTY SERVICES WILL BE AT YOUR SOLE RISK. VENDOR AND ITS (a) LICENSORS AND (b) THIRD PARTY VENDORS DO NOT WARRANT THE COMPREHENSIVENESS, COMPLETENESS, CORRECTNESS, LEGALITY, OR ACCURACY OF THE SERVICES OR THIRD PARTY SERVICES, IN WHOLE OR IN PART, OR THAT THE SERVICES WILL BE SECURE, UNINTERRUPTED OR ERROR FREE. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR OTHER DEVICE OR LOSS OF DATA THAT RESULTS FROM YOUR USE OF THE SERVICES OR THIRD PARTY SERVICES.

  1. COMPLIANCE WITH FAIR CREDIT REPORTING ACT.

6.1 You acknowledge that applications that use consumer data to generate scores or other reports or that otherwise will be utilized by application users in connection with making a decision as to whether to enter into the following types of transactions or on what terms the transaction will be offered (“Financial Apps”) may be subject to the provisions of the Federal Fair Credit Reporting Act (“FCRA”) and equivalent state laws:

  • Extend credit to an applicant.
  • Issue an insurance policy to an applicant.
  • Employ a job applicant.
  • Rent an apartment to a prospective tenant.
  • Sell a product to, provide a service to or otherwise enter into a transaction initiated by a prospective customer
  • Accept a check or credit card as payment for a sale.
  • Other activities set forth in Section 604 of the FCRA (15 U.S.C. §1681b) and in interpretations of Section 604 by the Federal Trade Commission and the Bureau of Consumer Financial Protection

6.2 You acknowledge and agree that, in connection with Finicity Corporation’s (“Finicity”) products and services as a third party vendor of ours, data will be transmitted or made available in a mechanical manner by Finicity, and that to the extent Finicity is involved, Finicity will not alter the substance of the data unless authorized by you. You hereby authorize Finicity to access your provider to obtain Provider Account Data and other Provider Services on your behalf and at your authorization. Finicity is providing the service of data delivery only as requested by you, the ultimate end-user, as requested and authorized by you, the owner of such information. You acknowledge that Finicity is not a reseller of data (other than in the manner described in paragraph 1 with respect to anonymized data) but simply provides the service of transferring data as requested and you from one party to the party directed and authorized by you to receive the data.

  1. COMPLIANCE WITH FAIR CREDIT REPORTING ACT.

You agree that Finicity is a third party beneficiary of the above provisions, with all rights to enforce such provisions as if Finicity were a party to this Agreement. You agree to protect Finicity and their affiliates from any and all third party claims, liability, damages, expenses and costs caused by or arising from your use of the Services, your violation of these terms or your infringement, or infringement by any other user of your account, of any intellectual property or other right of anyone.

  1. LIMITATION OF LIABILITY

YOU AGREE THAT NEITHER WE NOR FINICITY NOR ANY OF THEIR AFFILIATES, ACCOUNT PROVIDERS OR ANY OF THEIR AFFILIATES WILL BE LIABLE FOR ANY HARMS, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, EVEN IF WE OR FINICITY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF GETTING SUBSTITUTE GOODS AND SERVICES, (iii) ANY PRODUCTS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO, THROUGH OR FROM THE SERVICE; (iv) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (v) STATEMENTS OR CONDUCT OF ANYONE ON THE SERVICE; (vi) THE USE, INABILITY TO USE, UNAUTHORIZED USE, PERFORMANCE OR NON-PERFORMANCE OF ANY THIRD PARTY ACCOUNT PROVIDER SITE, EVEN IF THE PROVIDER HAS BEEN ADVISED PREVIOUSLY OF THE POSSIBILITY OF SUCH DAMAGES; OR (vii) ANY OTHER MATTER RELATING TO THE SERVICE.

  1. Cancellation Policy 

In the event you have a paid REsimpli account, fees for the base subscription are non-refundable except as required by law or in the event that you cancel your account during the 14-day free trial period. During this trial, any add-ons are available for use at no extra charge, allowing you to fully experience the enhanced capabilities of REsimpli. However, should you decide to purchase any add-ons outside of the trial period, whether as a monthly or yearly subscriber, please note that you will be billed immediately for these services.

Monthly subscribers have the flexibility to cancel these additional services before their next billing cycle to avoid future charges. For annual subscribers, add-on services are billed on a pro-rated basis; if an add-on is purchased in the middle of your subscription term, you will be billed only for the remaining months until your next annual billing cycle. It’s important to note that purchases of add-ons by annual subscribers are non-refundable, and cancellation requests for these services will not be entertained after purchase.

You will pay all applicable fees when due, and if such fees are being paid via credit card or other electronic means, you authorize us, REsimpli, to charge such fees using your selected payment method. By default, customer accounts are set to auto-renew, and we, REsimpli, may automatically charge you for such renewal on or after the renewal date associated with your account unless you have cancelled the Service prior to its renewal date. We, REsimpli, may revise fee rates for the Service from time to time and will provide you with email notice of any changes in fees at least fourteen (14) days prior to your Service renewal date. You are responsible for providing complete and accurate billing information to REsimpli. We, REsimpli, may suspend or terminate your use of the Service if fees become past due. You are responsible for all taxes (excluding taxes on our net income), and we, REsimpli, will charge tax if required to do so by law.

For paid REsimpli accounts, we provide a satisfaction guarantee for all services. If you aren’t satisfied for any reason, simply contact us, REsimpli, within 14 days, and we’ll be happy to assist with your cancellation request. Kindly note, however, that we, REsimpli, reserve the right to revoke refund privileges (on an individual basis) if we determine abuse of this policy has occurred. Please be reminded that annual Plan Subscriptions with REsimpli, including any pro-rated add-on fees, are non-refundable.

  1. Legal Terminology

In the event of any fines incurred by us, REsimpli LLC, arising from the misuse of the system by the end user, such fines shall be deemed the responsibility of the end user. By utilizing the system provided by REsimpli LLC, the end user expressly agrees that any financial penalties or fines imposed on REsimpli LLC due to their misuse of the system will be passed on to and borne by the end user. This provision is an integral part of the terms and conditions governing the use of the system, and acceptance of these terms signifies the end user’s acknowledgment and acceptance of this financial responsibility.

Contact

If you have any questions or queries about us, our Site, our Services, our Policy or these Terms, please contact us by email to info@REsimpli.com.